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Long running, positive credit is important. If you are consolidating your debt, do not close your oldest loans or credit card balances completely. Keep your debt to income ratio between below 10% -30%. Your debt payments should not exceed 30% of your monthly income. So if your monthy income is $3000, your total payments to lenders shouldn't be over $900. 10% -20% is a better ratio to shoot for.
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Newest Article: Credit Card Application: Knowing the Details Posted By : Joe Owens

Applying for a credit card is not difficult. All it takes are some documents that are required by the credit card company and a good financial history. Continue Article...
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Car Loans with Bad Credit or Bankruptcy Posted By : Dennis D James

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